DJ Jonny B Posted December 18, 2012 Report Share Posted December 18, 2012 Ok so i need to renew my car insurance im currently employed as a service engineer at a mobility show room and pay £600 ish a month, allowing for the fact im buying a bar and moving to Norwich i decided to get a new quote telling them i was a bar manager and the price doubled ! However i will still own my house in Suffolk and the bar and if i put my job title as a property manager and owner it halfs it again? So what should i put down as my job title as technically i do both but mainly run the bar, what would i get away with? Quote Link to comment Share on other sites More sharing options...
M3NXN Posted December 18, 2012 Report Share Posted December 18, 2012 I once put myself as a judge and it made no difference at all! What about director or managing director? And business type leisure Quote Link to comment Share on other sites More sharing options...
Westy Posted December 18, 2012 Report Share Posted December 18, 2012 Can't you just put self employed and say the car is personal use only not for business? Quote Link to comment Share on other sites More sharing options...
marc l Posted December 18, 2012 Report Share Posted December 18, 2012 I've gone from mechanic to business proprietor and it's reduced my premium. You could try that? They do ask in what industry tho. We will need to have a zone meet once the bars finished lol Quote Link to comment Share on other sites More sharing options...
mjn Posted December 18, 2012 Report Share Posted December 18, 2012 £600 a month! f**k, i'd rather crawl than pay that! Quote Link to comment Share on other sites More sharing options...
Sam Posted December 18, 2012 Report Share Posted December 18, 2012 £600 a month! f**k, i'd rather crawl than pay that! +1. That's a lot of taxis! Quote Link to comment Share on other sites More sharing options...
Will69176 Posted December 18, 2012 Report Share Posted December 18, 2012 Surely he must mean £600 a year! I read a thing that says doctors pay the lowest insurance, I've just been honest on mine though Quote Link to comment Share on other sites More sharing options...
DJ Jonny B Posted December 18, 2012 Author Report Share Posted December 18, 2012 sorry i do mean 600 a year haha its not a lambo! Quote Link to comment Share on other sites More sharing options...
Kenkus28 Posted December 18, 2012 Report Share Posted December 18, 2012 (edited) Data processor dude. Trust me. I went for IT consultant to Data Processor and it cut it by 300 quid. Using the best phablet ever Edited December 19, 2012 by Kenkus28 mit 1 Quote Link to comment Share on other sites More sharing options...
Rob- Posted December 18, 2012 Report Share Posted December 18, 2012 (edited) Shhhhh Edited December 19, 2012 by Rob- Quote Link to comment Share on other sites More sharing options...
mit Posted December 18, 2012 Report Share Posted December 18, 2012 http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/ Quote Link to comment Share on other sites More sharing options...
sam_vr6 Posted December 19, 2012 Report Share Posted December 19, 2012 Personally I would just put the cheapest job title possible that is related in some way to what you do. I always play around for ages, mental how much a different job title will increase (or decrease) your insurance. Quote Link to comment Share on other sites More sharing options...
mit Posted December 19, 2012 Report Share Posted December 19, 2012 Personally I would just put the cheapest job title possible that is related in some way to what you do. I always play around for ages, mental how much a different job title will increase (or decrease) your insurance. I think it's absolutely ridiculous in the first place. They categorise jobs according to some weird random thing that doesn't really cover all different types of job anyway, and then price the jobs differently. I think it's just a scheme to make people pay more than they need to. If you say you're unemployed it goes way up lol Quote Link to comment Share on other sites More sharing options...
Kenkus28 Posted December 19, 2012 Report Share Posted December 19, 2012 Try being in contruction and see what happens it would sky rocket. Data processor is the cheapest and then acountant, but just a quick question technically your lying if you do not put your right job title and your insurance can be void. joewatkiss 1 Quote Link to comment Share on other sites More sharing options...
simonlpearce Posted December 19, 2012 Report Share Posted December 19, 2012 I think im an admin assistant on mine, and always have been, lol. Its rubbish anyway as they could never pull you up on it, as you could just say that you changed jobs not long after you insured the car. momo 1 Quote Link to comment Share on other sites More sharing options...
Kenkus28 Posted December 19, 2012 Report Share Posted December 19, 2012 as you could just say that you changed jobs not long after you insured the car. True, but you can never tell with these people at times. Quote Link to comment Share on other sites More sharing options...
Rizzo Posted December 19, 2012 Report Share Posted December 19, 2012 well I'm a heating engineer, and I was having a play on confused.com earlier and if I put plumber instead reduced it by 50quid wether that's coz they think I'll spend more time in a van lol either way that's what it'll be come renewal Quote Link to comment Share on other sites More sharing options...
Mizan Posted December 21, 2012 Report Share Posted December 21, 2012 £600 a month! I was going to say, I'm 22 and mine is £1100! I'm actually unemployed now but I tell them I'm student....I hope they don't crawl forums, it goes up by about £100 being unemployed Quote Link to comment Share on other sites More sharing options...
arry Posted December 21, 2012 Report Share Posted December 21, 2012 Basically if you're sports, motor trade or entertainments you'll attract the highest premiums. Recent case law suggests that as long as you've not clearly fiddled to reduce your premium ie you've picked something that's reasonably close, even though there's something more specific in the drop down boxes, you'll be ok. Quote Link to comment Share on other sites More sharing options...
Jasesapphy Posted December 21, 2012 Report Share Posted December 21, 2012 Hospital manager is a good one, thats what i do, when i told my last insurers that after i accidently left it empty they knocked £200 off Quote Link to comment Share on other sites More sharing options...
Keith Posted December 22, 2012 Report Share Posted December 22, 2012 I always put down my real job, Engineer, which seems to be high 'risk'. I have heard teacher is one of the lowest risk and really good for premiums. Quote Link to comment Share on other sites More sharing options...
CH!P Posted December 25, 2012 Report Share Posted December 25, 2012 I'm a delivery driver but i also work on the counter when i'm not in the van. If i put delivery driver they refuse to let me drive other vehicles on the policy so i just say i'm a Sales Assistant... Not a complete lie so i'm sure it can't be too much of a problem! Quote Link to comment Share on other sites More sharing options...
