ray-320cd Posted October 18, 2010 Report Share Posted October 18, 2010 Basically I am a member of Nuffield health gym, which is a great gym may I add! However, I am looking to move location, and there isn't one near by. My 'contract' runs out in May next year. I have been told I can't cancel unless I have 'mitigating circumstances' such as being made redundant. Anyone any ideas? Dodgier the better If I went to the extreme for my mate to say he laid me off, would anyone really check?!?! Link to comment Share on other sites More sharing options...
Duracell Bunny Posted October 18, 2010 Report Share Posted October 18, 2010 Cancel your direct debit? Its not a loan agreement i doubt you'll get into any kind of trouble, you've paid what you've used. Besides moving location is a good enough reason to have it cancelled, just say your moving house. If all else fails go ninja style into the gym and burn your paper work Link to comment Share on other sites More sharing options...
mit Posted October 18, 2010 Report Share Posted October 18, 2010 Cancel your direct debit. It'll only be a problem if you want a Nuffield gym membership again. Or just tell them you got made redundant. They don't know who you work for. I could just write you a letter saying I'm having to let you go due to a lack of new contracts in your area and you repeatedly failing to hit your sales targets or whatever... Link to comment Share on other sites More sharing options...
ray-320cd Posted October 18, 2010 Author Report Share Posted October 18, 2010 Cancel your direct debit. It'll only be a problem if you want a Nuffield gym membership again. Or just tell them you got made redundant. They don't know who you work for. I could just write you a letter saying I'm having to let you go due to a lack of new contracts in your area and you repeatedly failing to hit your sales targets or whatever... Mit, would you do that for me? they need a letter? I don't mind the gym, but there's not one where I want to move o what's the point in paying? Link to comment Share on other sites More sharing options...
Duracell Bunny Posted October 18, 2010 Report Share Posted October 18, 2010 To nuffield gym a fellow male escort of mine has unfortunaterly been made redundant due to inactivity bellow the belt, therefore reducing the amount of custom he gets forcing him to leave his job Yours sincerly MIT I could write u a letter think im pretty good lol Link to comment Share on other sites More sharing options...
ray-320cd Posted October 18, 2010 Author Report Share Posted October 18, 2010 To nuffield gym a fellow male escort of mine has unfortunaterly been made redundant due to inactivity bellow the belt, therefore reducing the amount of custom he gets forcing him to leave his job Yours sincerly MIT I could write u a letter think im pretty good lol Whoever is good then PM me My 1 inch willy didnt do wonders, they never waited for it to raise to a whole 7 inches... Link to comment Share on other sites More sharing options...
Duracell Bunny Posted October 18, 2010 Report Share Posted October 18, 2010 Whoever is good then PM me My 1 inch willy didnt do wonders, they never waited for it to raise to a whole 7 inches... Ewwwwww dude im 15 Link to comment Share on other sites More sharing options...
ray-320cd Posted October 18, 2010 Author Report Share Posted October 18, 2010 Ewwwwww dude im 15 15 inches is big Link to comment Share on other sites More sharing options...
Rob- Posted October 18, 2010 Report Share Posted October 18, 2010 Cancel the direct debit and ignore all letters from them. This works for everything. Link to comment Share on other sites More sharing options...
mit Posted October 18, 2010 Report Share Posted October 18, 2010 Cancel the direct debit and ignore all letters from them. This works for everything. Except Inland Revenue Link to comment Share on other sites More sharing options...
ray-320cd Posted October 18, 2010 Author Report Share Posted October 18, 2010 Except Inland Revenue roflmfao! This seems to be the general consensus, so worth me doing?? Link to comment Share on other sites More sharing options...
pablo Posted October 19, 2010 Report Share Posted October 19, 2010 ask them first, THEN cancel the DD. Might as well try diplomacy first. Link to comment Share on other sites More sharing options...
ray-320cd Posted October 19, 2010 Author Report Share Posted October 19, 2010 ask them first, THEN cancel the DD. Might as well try diplomacy first. I did, and he said "sorry your tied in unless you have a valid excuse" so I explained that there is no Nuffield health nearby in Sheffield. Apparently that's not a valid enough reason? I guess cancelling DD is next move then Link to comment Share on other sites More sharing options...
mit Posted October 19, 2010 Report Share Posted October 19, 2010 Write to their head office, and mention that Watchdog are doing an investigation into dodgy gym contract practices Link to comment Share on other sites More sharing options...
pablo Posted October 19, 2010 Report Share Posted October 19, 2010 ah right sorry. well id just say unfortunately I cant pay for gym I cant get to so will be cancelling my DD. Link to comment Share on other sites More sharing options...
Psy Posted October 19, 2010 Report Share Posted October 19, 2010 Despite what everyone is lead to beleive, no contract is written in stone - it's a piece of paper suggesting legal intentions. Cancel your direct debit. Ignore any letters they send you. Bottom line is 'I can't afford to pay you any more'. Your employment status is none of their business - they are making a SERVICE AVAILABLE to you, you are paying for ACCESS, they aren't relying on you to pay their overheads on specific materials etc. If you aren't there, you aren't using the facilities. If they are really hounding you, write to the CEO saying that you can't afford to pay any more - if they keep hounding you you'll tell the media how they are trying to bankrupt someone who doesn't even use their facilities any more. (EDIT - just seen mit said this too) They are a gym that allows you access to its equipment. They aren't a bank who you have a debt with. As they won't go to court over a few months' memberships costs, the only risk is that they try to reclaim their 'loss' via a debt collection agency, meaning you get people at your door. Si Link to comment Share on other sites More sharing options...
mit Posted October 19, 2010 Report Share Posted October 19, 2010 http://www.nuffieldhealth.com/Individuals/...and-conditions/ I take it you have discounted monthly membership. You've basically agreed to a contract and as per section 7 you need to write to them to cancel, so you should do that first, and send it recorded so you have proof they received the notice letter (section 7.7). As per section 7.9 you have to pay them the full year amount. Basically you've agreed to a contract to pay them for 12 months and in exchange they discount the cost of a 12 month membership compared to a 1 month membership, so they can come after you if you cancel the direct debit but as Psy said you're paying for access, and it'll end up with a debt collection agency at your door. According to section 7.14 they can cancel the agreement without notice if you seriously or repeatedly break the terms and conditions of your agreement, so you could just repeatedly walk into the womens' showers and they'll kick you out of the club and cancel your membership. Alternatively you could swear really loudly, but bear in mind if you do that you'll never be able to join this gym again. In reality, my opinion is that if you cancel your direct debit you'll get a few phonecalls coming after you for the money but it's much easier to say to them that you can't afford to pay and offer to settle the outstanding figure at £2 per month or something. This shows you intend to pay the amount you're contracted to but it's not worth their while pursuing it. You're not legally bound to show them any proof of income or expenditure when making a settlement or repayment agreement. What ever happened to Duffman? He should have been all over this thread Link to comment Share on other sites More sharing options...
El Turko Posted October 19, 2010 Report Share Posted October 19, 2010 Just a word of warning. Ive had no experience with stuff like this, but if you cancel the DD will they not just pass it on to a debt collecting agency, making it 10 times worse? Link to comment Share on other sites More sharing options...
simonlpearce Posted October 19, 2010 Report Share Posted October 19, 2010 As said above id just cancel the DD and think nothing more of it. Most gyms probably dont have enough time on thier hands to go chasing every single member that cancells their membership. Which reminds me i need to cancel mine, am paying £30 a month for nothing as i no longer go!!! Link to comment Share on other sites More sharing options...
n1k_ns Posted October 19, 2010 Report Share Posted October 19, 2010 Just a word of warning. Ive had no experience with stuff like this, but if you cancel the DD will they not just pass it on to a debt collecting agency, making it 10 times worse? This happened to my old flatmate last year at the Gym we both used in Wolves. he cancelled his DD then was hounded by a debt collection agency. I sent the same gym a letter a few months back saying due to baby on the way (no spare time), moving house, mortgage etc that i couldn't afford to be paying for the gym anymore, so i asked then to put my memebrship 'on hold' until i am in a better position, which they did. (although i never intent to take it off hold) And that was just a crappy small independent gym btw, The main reason i stopped going was it full of 16 year old chavtastic chavs and the equipment was always broken. But they still didnt think twice about a Debt collection service for my mate. Link to comment Share on other sites More sharing options...
Matt_330CI Posted October 19, 2010 Report Share Posted October 19, 2010 I missed ONE payment in Fitness First after a solid 2 years paying and they sent me a letter saying if I didnt pay my membership would be cancelled etc etc. Although Fitness First operate on a 1 month notice cancellation, so they only wanted £41.50 To the OP, how much is your monthly membership? Could you offer them say 1 or 2 months upfront to cancel it early? Link to comment Share on other sites More sharing options...
ray-320cd Posted October 19, 2010 Author Report Share Posted October 19, 2010 I missed ONE payment in Fitness First after a solid 2 years paying and they sent me a letter saying if I didnt pay my membership would be cancelled etc etc. Although Fitness First operate on a 1 month notice cancellation, so they only wanted £41.50 To the OP, how much is your monthly membership? Could you offer them say 1 or 2 months upfront to cancel it early? £33 a month, and it seems there is no movement in terms of cancelling Link to comment Share on other sites More sharing options...
simonlpearce Posted October 19, 2010 Report Share Posted October 19, 2010 Sucks to be you, mine has been put on hold with only 1 additional payment for Nov which i thought was fair enough as i didnt have to pay for the first 13 days of membership as i joined mid month. Link to comment Share on other sites More sharing options...
Gaz Posted October 19, 2010 Report Share Posted October 19, 2010 What ever happened to Duffman? He should have been all over this thread From what I can gather he's not been on since accepting payment for car parts, which were never shipped to said member Link to comment Share on other sites More sharing options...
KSG Posted October 19, 2010 Report Share Posted October 19, 2010 It's not worth ruining your credit rating over a gym membership. Say you've got a kid on the way or have an injury, and get it put on hold... then never unhold it Dont cancel the DD and not tell them, cos debt collectors will be brought in. Link to comment Share on other sites More sharing options...
