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jdoe

skip lorry vs e46

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I only have the skip company details .. the assessor just left a while a go and thinks its a economical write off ...didnt really like the way he went on .. I just semi repaired my wheel arch quickly so it wont rub and now that hes gone I could do so and continued with what I was doing before this happened which was putting some top quality second hand tyres on the rear and took the chance to see what it looked like under there and um well its 14 yrs old lool... dont worry i'll be tearing all that crud out / off soon enough as I am not going to let them 'cat C' my ride over some b******t like that ... at the worse case .. the absolute top bracket cost is going to be about £400 including labour to fix that arch and panel and paint / fill it

they way I see it....

£40 to re-flare/mould the arch,

£0 to carefully push out or suction cup the panel out my self,

£100 to have it painted and fill edit it

£300 to repair the rear end to our exacting standards .. even if its not quiet oem quality as they claim still its better then rusting steel lool

ah well I on one again!!!

Edited by jdoe
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So, let me get this right. You know the details of the skip company, but hadn't reported them until we told you to.

You're happy to claim off your own insurance to write your car off, despite knowing it was hit by another party?

Without wanting to sound like a bit of a prick.......... ARE YOU MENTAL??

I'd 100% be on the phone to them, demanding their insurers details and having them deal with it, not your insurers.

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As above I'd contact police get them involved if someone has seen that firms wagon hit your car then they will have records of what wagon were in the area making pick ups/drop offs.

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I agree with McPikie you need to call the skip company or go down there and speak to someone, if you get no joy with them, then get the police involved.

There might be a good chance that the skip driver didn't even 'feel' hitting your car and is none the wiser of what he's done.

Years ago my friend had his car hit by a cement lorry, the driver apologized and said if he got a bodyshop quote in writing his boss would take car of it, he did that, went to the yard with the quote in hand and politely explain what had happened (the driver had already told his boss to expect him) The boss man pulled out a petty cash box from his desk and gave him the cash there and then in used 20's, they shook hands all done...

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I did report it too both police and insurance comapny...that is why I had to wait 5 days for them to tell me this, I have a cad number etc so relax I dont want them to right it off as its not FKING written off ... if it was It would not mater cause the guy is 100% of those bods that just thinks msport badge? ah you buy them from halfords or something and would give me no where near what i think the cars worth I doubt the fker would even give me the proper book price... any way by now tons of people are all saying the same thing and that is .. its not written off the vehicle assessor is 100% smoking crack with a probability of being 10% senile! I can now at this point think about going to the skip company, and am actually waiting to hear back from the insurance & police .. obviously When one of them do I will ask them about approaching the skip company directly as they cant seem to do there jobs at a reasonable speed

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also the crunching sound i hear is basically the wheel arch bending the spring / shock so yeah worse case Left hand wishbones and arms and a new shock/spring and rear disks as I've pointed out you can rebuild the whole car front and back for < £1000 if your _trying_ to make it as cheap as possible by my calculations there's still mega financial head room before it becomes economical not viable to to repair .. we are after all only talking about the left back so even less..

for those ones that struggle.. in essence there is no way on gods green earth that is economically not repairable considering the value my car is insured too.

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If the assessor has already been and said it is a economical write off, that is it. Thr car has had that stamp put on it. Well that is what I was told when I had a vehical hit. As soon as they deam it a Cat car they will not fix it and pay you ouy. It could be too late already

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Looking at the video, I would say that is a write off. To repair it correctly would mean cutting that panel out. Instantly puts it as a cat car. Filling and patching etc is not something I can see the insurance company doing. I hope you have the mods declared

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My first phone call would have been to the skip company.

Depending how that went, second one would have been the police.

Can't believe you've put ya self in the situation of having to declare a claim/accident for 5 years when it could possibly have been avoided.

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