LiamGTR Posted July 9, 2015 Report Share Posted July 9, 2015 24 years old 5yrs NCB Clean Licence Pay insurance off in full Car is totally unmodified Starting Uni in Sept (living at home - not far to travel) Have a part-time job as a Personal Trainer (Which is also at the Uni, so no extra travelling) I'm struggling to get quotes under £800? I can get £646 but they want to fit a 'telematic box', f**k that. I'd rather pay a little extra for my own freedom. seems sad hat was are being made to pay for our freedom now. Any suggestions on companies to try please lads? Much appreciated, Liam. Link to comment Share on other sites More sharing options...
shafz Posted July 9, 2015 Report Share Posted July 9, 2015 have you tried adding a parent/older driver as a 2nd driver? Cannockwolf, troublesome84 and StuBeeDoo 3 Link to comment Share on other sites More sharing options...
troublesome84 Posted July 9, 2015 Report Share Posted July 9, 2015 Try registering the car for one of the parents and add yourself as a second driver. This should bring the premiums down. If you add them as a second driver it might go down a bit less. Link to comment Share on other sites More sharing options...
simonlpearce Posted July 9, 2015 Report Share Posted July 9, 2015 To be honest that seems like a reasonable price if you ask me. I was paying around £1400 at your age for a 330 fully comp with similar history. mb15 1 Link to comment Share on other sites More sharing options...
neilllp Posted July 9, 2015 Report Share Posted July 9, 2015 Try registering the car for one of the parents and add yourself as a second driver. This should bring the premiums down. If you add them as a second driver it might go down a bit less. Fronting is illegal for what its worth. I've had good quotes from Admiral and Elephant (same parent company). Run a quote directly on their site directly as opposed to the comparison sites. Cannockwolf, theworkerbee, shafz and 2 others 5 Link to comment Share on other sites More sharing options...
LiamGTR Posted July 9, 2015 Author Report Share Posted July 9, 2015 have you tried adding a parent/older driver as a 2nd driver? It went up Tried Dad, brother and sister-in-law.Try registering the car for one of the parents and add yourself as a second driver. This should bring the premiums down. If you add them as a second driver it might go down a bit less. Totally illegal and I wouldn't run the risk in case of a claim.To be honest that seems like a reasonable price if you ask me. I was paying around £1400 at your age for a 330 fully comp with similar history. It was £660 last year and not even my renewal (after phoning them) can beat last year.Try registering the car for one of the parents and add yourself as a second driver. This should bring the premiums down. If you add them as a second driver it might go down a bit less. Fronting is illegal for what its worth. I've had good quotes from Admiral and Elephant (same parent company). Run a quote directly on their site directly as opposed to the comparison sites. I'll try direct quotes, cheers. Link to comment Share on other sites More sharing options...
Leedunn86 Posted July 9, 2015 Report Share Posted July 9, 2015 Try Endsleigh they do student discount on insurance that you might qualify for, tbh though it doesn't sound like a bad quote I pay just a little bit less for a 316 and I'm 29 with full no claims and the cars garages at night. It does have a lot to do with the area where you live Link to comment Share on other sites More sharing options...
TriggerFish Posted July 9, 2015 Report Share Posted July 9, 2015 I'm paying £330 for my nodded 330d at 24. Before graduating, it was more expensive, but I don't think it was over £800! Have you tried ommitting the student part? Link to comment Share on other sites More sharing options...
Nick330ci Posted July 9, 2015 Report Share Posted July 9, 2015 at 24 I was paying £380 for my 330, although had 7 years no claims. admiral have always been cheapest for me, until this year when its Axa, shows I am getting on a bit! also try playing around with your excess. I found that reducing my excess from £250 to £150 reduced my premium by £50! unbelievable! Link to comment Share on other sites More sharing options...
troublesome84 Posted July 9, 2015 Report Share Posted July 9, 2015 (edited) Try registering the car for one of the parents and add yourself as a second driver. This should bring the premiums down. If you add them as a second driver it might go down a bit less. Fronting is illegal for what its worth. I've had good quotes from Admiral and Elephant (same parent company). Run a quote directly on their site directly as opposed to the comparison sites. I wasn't aware that it's illegal. Thanks for pointing out. FWIW: I'm 31, 1yr NCD and I pay around £700 for 318i. Probably due to EU licence & low NCD. Edited July 9, 2015 by troublesome84 Link to comment Share on other sites More sharing options...
LiamGTR Posted July 9, 2015 Author Report Share Posted July 9, 2015 Try Endsleigh Good shout I forgot about Endsleigh, they were actually who I had my very first insurance with when I was a College student (19 with a 1.4 Ford Escort, lol).I'm paying £330 for my nodded 330d at 24. Before graduating, it was more expensive, but I don't think it was over £800! Have you tried ommitting the student part? I don't really want to omit declaring I will be a full-time student. God forbid I ever need to claim and they declined it I'd kick myself.at 24 I was paying £380 for my 330, although had 7 years no claims. admiral have always been cheapest for me, until this year when its Axa, shows I am getting on a bit! also try playing around with your excess. I found that reducing my excess from £250 to £150 reduced my premium by £50! unbelievable! That's a point, I'll actually have 6NCB by the time of renewal, my bad! Will get some new quotes now. I'll also have a play around with the excess, thanks. Link to comment Share on other sites More sharing options...
The_Judge_ Posted July 9, 2015 Report Share Posted July 9, 2015 You might also want to try a broker like Swinton - usually pretty good for these scenarios. Maybe even Adrian Flux. BTW - I've had the box before (Insurethebox) - they don't spy on you - I drove it like an idiot over speed limits on motorways etc and nothing happened. Downsides are - you are only insured to drive your car - and you only get allowed something like 8,000 miles a year, if you want more you have to drive well. Suffice to say I never qualified for more miles ! As an added bonus - you get a tracker in your car for free! p.s. I'm guessing your car is black? Do you have Pass Plus? - only useful for under 25's though Do you lecture as part of your course? May sounds stupid but mention your a part time teacher/lecturer (if you are) Ultimately you are telling them you are a student, I would imagine this is the biggest negative weight so any positive weights you can add the better. LiamGTR 1 Link to comment Share on other sites More sharing options...
dannypowell2 Posted April 23, 2019 Report Share Posted April 23, 2019 (edited) I will be happy to help you, I always help students. You can read free essays about fahrenheit 451 at https://samples.edusson.com/fahrenheit-451/ , this is a great free essay, I think you should read it, also you will find there are many other free essays that you will find interesting, I was happy to help. Edited April 24, 2019 by dannypowell2 Link to comment Share on other sites More sharing options...
dunk1 Posted July 10, 2020 Report Share Posted July 10, 2020 Best deal i got this year was with Hastings Direct so might be worth trying Link to comment Share on other sites More sharing options...
E46 KDT Posted December 27, 2020 Report Share Posted December 27, 2020 On 09/07/2015 at 10:12, LiamGTR said: 24 years old 5yrs NCB Clean Licence Pay insurance off in full Car is totally unmodified Starting Uni in Sept (living at home - not far to travel) Have a part-time job as a Personal Trainer (Which is also at the Uni, so no extra travelling) I'm struggling to get quotes under £800? I can get £646 but they want to fit a 'telematic box', f**k that. I'd rather pay a little extra for my own freedom. seems sad hat was are being made to pay for our freedom now. Any suggestions on companies to try please lads? Much appreciated, Liam. Mate I’m 18 and I’ve owned my E46 318ci m43 for over a year and it’s costing me £2500 for the insurance so you should be great full to get a quote even half of mine. Link to comment Share on other sites More sharing options...
